For American expats relocating to the Netherlands

Eligibility & Insurance Direction Assessment

Not sure when you need Dutch health insurance? This assessment determines if, when, and under which conditions you are required to take out Dutch basic health insurance.

You will receive a clear written conclusion explaining whether Dutch insurance is required now or later, whether temporary international coverage is sufficient, and what your latest safe start date is.

This is a paid professional assessment. No advice is given without completing this process.

1. Personal information

Do you have dual nationality?

2. Personal situation

Do you currently live in the Netherlands?

Do you already have a BSN (Dutch citizen service number)?

Who needs to be assessed?

This choice determines the price automatically.

3. Employment & stay

What is your current situation? (Select all that apply)

Expected duration of stay in the Netherlands:

4. Current insurance

Do you currently have health insurance?

Does your current insurance explicitly cover long-term residence in the Netherlands?

5. Follow up intake

What this includes

Assessment of your legal insurance obligation, a timeline for Dutch health insurance, an evaluation of temporary coverage options, a risk indication (fines, backdating, coverage gaps) and a written conclusion (PDF, max. 1 A4).

Fee

€125 – Individual
€195 – Family

Fee is non-refundable once the assessment has started.

What you will receive - written conclusion (1 A4)

General insights. Insurance obligation: yes / no. Latest start date for Dutch insurance. Temporary coverage needed: yes / no. Recommendation: proceed to Package A or Package B.

Approval

Important notice: this assessment provides professional guidance based on the information supplied. It does not replace official rulings by Dutch authorities and does not include the arrangement of insurance products. Further advisory services are offered separately.

Thank you. We have received your assessment request and will send you the written conclusion by email. If anything in your answers needs clarification, we will contact you first.
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